In this episode recorded on 25.03.2024, we host Kihara Maina - Regional CEO and Billy Ng'etich - Acting CFO from I&M Group as we break down I&M Group’s 2023 financial performance.
We also cover interest income trends in a rising interest rate environment, monetizing digital transactions, risk-based pricing model, unlocking shareholder value, and subsidiary performance.
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Show Notes
00:00:00 Introduction
00:01:04 Overview of FY 23 Results
00:01:47 Interest Income vs Interest Expense
00:03:00 Non-Funded Income, NPLs, and Interest Income Trends
00:09:02 Bottom Line, ROE, and Investments
00:16:31 Lending Rate and Risk-Based Pricing Model
00:20:27 Strategy, Positioning, and Products
00:23:46 Dividend Payout Ratio and SLLR
00:28:46 Acquisition by East Africa Growth Holding
00:29:26 Unlocking Shareholder Value and Subsidiary Performance
00:32:51 Monetizing Digital Transactions and G2G Transactions
00:37:29 2024 Outlook
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