In this episode recorded on May 6, 2026, we are joined by I&M Bank Group CFO, David Ngata, and SIB Director, Laban Githuki, as we unpack the bank’s KES 20B Medium-Term Note (MTN) programme, its pricing rationale, and capital optimization strategy.
Show Notes
00:00:00 Introduction
00:01:33 I&M Bank’s Balance Sheet
00:03:32 Basics of an MTN
00:10:16 Offer Terms and Dates
00:12:41 Minimum Investment
00:13:55 How the MTN fits into the Bank’s Strategy
00:19:20 Use of Proceeds and Lending Growth
00:24:14 Application, Settlement, and Trading
00:29:01 Asset Quality
00:31:18 Key Details and Final Pitch




