Welcome to the Mwango Capital Podcast where we discuss topical issues on African capital markets.
In this episode, we are joined by Solomon Kariuki - Research Analyst at AIB-AXYS Africa and Ronak Gadhia - Director, Frontier Banks at EFG Hermes as we look at Kenyan banks' first half of 2022 results.
We also discuss the key aspects of bank financials to pay attention to, the aggressive expansion by banks across the region, the implementation of the risk-based lending model, and banks’ poor performance in Tanzania and South Sudan.
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Show Notes
00:01:58 Becoming an analyst
00:04:01 Bank financial statements and business models
00:14:41 Non-performing loans (NPLs)
00:27:28 StanChart's growth in loans and advances
00:31:34 Aggressive expansion across the region
00:43:15 Investment in government securities
00:48:23 Risk-based lending
00:50:55 Fair value losses
00:57:40 Dividend payouts
01:04:36 Privatizing poorly performing government-owned banks
01:06:12 Poor performance in Tanzania and South Sudan
01:09:57 H2 ‘22 outlook
Episode 38: H1 2022 Bank Earnings